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Guiding You Through the Most Important Financial Decision in Your Life

Guiding You Through the Most Important Financial Decision in Your Life

As one of the most trusted mortgage providers in the nation, at Guaranteed Rate, Lee Hardin, VP of mortgage lending, understands that choosing a mortgage is the biggest financial decision of your life and is committed to making the process as seamless, friendly and financially valuable to you as possible.

Lee has been in the mortgage industry since 2000. He relocated to Sandpoint from Chicago in 2007 and worked for a local bank handling mortgages. "After making my place in the community, I decided it was time to return to being a Broker," says Lee. And in June of 2017, he opened his Guaranteed Rate office right here in Sandpoint.

"I love that in the role of a Broker, I can offer my services in a more personal way and provide the community lower interest rates and fresh technology," he says. “Instead of having to shop around with different banks and have your credit pulled numerous times during the process, I can save you time and inquiries by shopping for the best product for you as I have access to over 40 lenders.”

At Guaranteed Rates, Lee provides his clients purchase and refinance home loans—Jumbo, VA, FHA, Conventional and Bank Statement Programs. When it comes to what sets Guaranteed Rate apart from other mortgage lenders, customers will agree it’s their competitive rates, advanced technology and the communication that all parties have during the process of the loan from start to finish.

“Being able to make a difference and change people’s lives in my community inspired me (to get into this business),” says Lee. “I believe everyone should have the opportunity of homeownership and obtaining the American dream.”

Guaranteed Rate

When it comes to giving back to the community he serves, Lee is involved in the Selkirk Association of Realtors and the Sandpoint Chamber of Commerce. His company established the Guaranteed Rate Foundation with a mission “to impact the lives of individuals, their families and their communities in times of need in a meaningful and positive way," assisting in helping to pay rent and help with other living expenses. (You can visit to request assistance, to donate or to learn more.)

When not in the office assisting clients, you can find Lee spending time with his beautiful wife, Rochelle Ruen, whose family owns Ruen Drilling, and their adorable 3-year-old son Zaiden.

If a home purchase or refinance is in your future and you are looking for an experienced Broker to help guide you on your way, contact Lee today at 208.946.0850, or visit

"Lee Hardin is incredible! He is dedicated to his customers, and customer service is No. 1 in his priorities. When dealing with Lee, I spoke to him directly, and this allowed very clear communications. We are huge fans of Lee Hardin.” - Karl D.

Guaranteed Rate

113 Cedar Street

Sandpoint, Idaho 83864


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